A majority of NBA teams have already maxed out the credit owners are allowed to borrow against the equity in their teams, sources tell ESPN's Brian Windhorst.

The league has set that limit at $325 million, which is a rule to protect teams from being overleveraged. The NBA raised that limit from $250 million to $325 million in 2018. Sources tell ESPN that there have been discussions about boosting it again.

The Houston Rockets and Golden State Warriors are two franchises that have been identified as maxing out that credit.

Tilman Fertitta took out a $300 million loan at more than 10 percent interest in April to handle the debt service on his hundreds of restaurants, hotels, casinos and the Rockets. Fertitta purchased the Rockets in 2017 for $2.2 billion.

The Warriors are considering a raise of $250 million financed by Goldman Sachs to help deal with coming expenses. 

Joe Lacob has informed his fellow owners of the Golden State Warriors a deal he's considering with Goldman Sachs to raise up to $250 million to manage coming expenses.

Other NBA owners are investigating opportunities to raise capital as well.

The Warriors are an outlier, as they derive around 80% of their revenue from Chase Center and can clear more than $5 million for some home games, according to league and team sources.

The Warriors' payroll is expected to be above $150 million over the next few seasons.

"The Warriors have the ability to raise money that a lot of teams can't," one team president said. "Good for them. If our team was in that situation, we may have to trade players to deal with it."

Golden State's case is creating some concerns of a widening gap between the NBA's wealthier teams and those in smaller markets.

The Golden State Warriors will prioritize the backup point guard position this offseason, according to sources.

The Warriors lost Andre Iguodala, Shaun Livingston and Quinn Cook last offseason, which effectively eliminated their backup point guards behind Stephen Curry.

Draymond Green will continue to handle the ball and Andrew Wiggins will also initiate the offense.

Anthony Slater of The Athletic mentions Michael Carter-Williams as a potential target. Carter-Williams' game has often been compared to Livington with their length as a ballhandler and lack of perimeter shooting. 

The Warriors could also target backup point guard via the draft with LaMelo Ball, Tyrese Haliburton and Killian Hayes all considered high level point guard prospects. 

The Golden State Warriors benefitted from the rejection of cap smoothing in 2016 in signing Kevin Durant without compromising their core and could again benefit if the NBA and NBPA agree to a downward smoothing for the 20-21 season.

The Warriors are one of the teams that planned for now-outdated salary numbers when building their payrolls to over $140 million next season.

"Don't think it's lost on any of us that the Warriors could end up benefiting from the cap spike in 2016 and then cap smoothing if we have it in 2020," one general manager said.

Another league executive said, "I agree this concept makes the most sense in the uncertain times we have. But if [smoothing] is where it goes, it does penalize teams who have done better long-term planning."

Carmelo Anthony called on six professional sports franchises to change their Native American nicknames, including the Golden State Warriors.

The Washington NFL team and the Cleveland Indians are currently reevaluating their nicknames.

Washington is widely expected to removes its existing nickname before the start of the 2020 season.

The Indians have removed the offensive Chief Wahoo logo from the vast majority of its merchandise and is no longer worn by players on-field.

The Warriors had a logo featuring a caricature of a Native American similar to the Indians while in Philadelphia from 1946 until 1962 before switching to a headdress in San Francisco. The Warriors eliminated the logo in 1970.

We are not equal until all our communities are equal. In support of our Native American communities, the use of Native mascot names needs to end. @Redskins @NFL #TheTimeIsNow pic.twitter.com/3ZSmNhCZFa

— Carmelo Anthony (@carmeloanthony) July 8, 2020