Like a little kid learning fundamental finance management, the temptations might seem overwhelming.

Blow all of that weekly allowance on candy and gum, or scrimp or save for something much more affordable a year or so from now.

Like, a really cool glove. A shiny new bike. Or that NBA superstar you always wanted, but couldn't always afford.

It is with those memories in mind that the Jazz open this summer's free-agency shopping market ? negotiating can begin Monday, and signing on July 16 ? with patience, not indiscriminate spending, in mind.

"We're going to probably be $12 million to $14 million over the (league-imposed salary) cap still, so we're going to have the mid-level exception and the minimum exception," said Larry H. Miller, the Jazz's self-made millionaire owner.

"So, unless anything fell out of the sky," Miller added, "we'd be spinning our wheels to try to make too much with that."