The NBA Players Association has issued its latest warning about a possible lockout in 2011.

The memo, obtained by ESPN.com, advises agents leaguewide who are worried about players who might have "difficulty budgeting" over the next year in advance of a potential lockout "can and should negotiate an 18- or 24-month payment schedule for [their] 2010-11 salary."

The memo continued: "This will allow [the player] to receive paychecks throughout the course of the 2011-12 season, regardless of any lockout."